The boundless nature of human arsenal is well-known around the block, and yet it doesn’t cover anything even remotely as valuable as our ability of growing on a consistent basis. This ability, in particular, has already got the world to hit upon some huge milestones, with technology appearing as a major member of the stated group. The reason why technology enjoys such an esteemed stature among is, by and large, predicated upon its skill-set, which ushered us towards a reality that nobody could have ever imagined otherwise. Nevertheless, if we look up close for a second, it will become clear how the whole runner was also very much inspired from the way we applied those skills across a real world environment. The latter component was, in fact, what gave the creation a spectrum-wide presence, and consequentially, kickstarted a full-blown tech revolution. Of course, this revolution then went on to scale up the human experience through some outright unique avenues, but even after achieving such a monumental feat, technology will somehow continue to produce the right goods. The same has grown increasingly evident over the recent past, and assuming one new insurtech-themed development shakes out just like we envision, it will only make that trend bigger and better moving forward.

Sapiens International Corporation,  a leading global provider of software solutions for the insurance industry, has officially signed off on a partnership with to help global risk insurers leverage artificial intelligence in their pursuit of implementing a better risk management mechanism. Under the agreed terms, Sapiens will bring to the table its strong global presence, which has fetched the company a deep dataset of patient-provided data. This it will combine with’s software-based health and wellness check technology to give insurance companies a shot at improving their core risk management strategy, as well as other value added services. The resulting combination will also facilitate the entire proposition at a cost much lower than one would normally expect from such an ambitious effort. Anyway, before we get any further, though, we must try and understand a little bit about’s proprietary technology. As a dedicated Health Data platform, the stated solution basically bets on AI to transform smartphones and tablets into powerful tools for on-the-spot healthcare checks, and not just once, it also prepares them to conduct a more continuous brand of health and wellness checkups. Hence, it’s you who retains the choice of either conducting a quick spot check by simply looking at the device’s in-built camera, or opt for continuous monitoring by wearing the Polar Verity Sense™ optical heart rate sensor. Such a comprehensive setup means the user can seamlessly measure and share a world of different vital signs, including blood pressure, heart rate, heart rate variability, oxygen saturation, respiration rate, pulse-respiration quotient (PRQ), and mental stress-related biomarkers like sympathetic stress and parasympathetic activity. Apart from it, these users can also simultaneously request to avail an overall wellness score.

Now, let’s get into some of the partnership’s granular benefits we can expect to appear on the scene. You see, while it’s a given by now that the partnership will go a long distance to serve the agenda of scaling up your protection against insurance risk, one feature which happens to be available here also talks to the way it will try and sharpen up insurer’s understanding of their market. This includes wider dynamics and a more immediate competitive environment. Next up, the collaboration will deliver at your disposal the means to streamline underwriting, and at the same time, achieve more efficient straight-through processing.

“’s groundbreaking health monitoring technology is a game-changer in our insurance solutions, revolutionizing how insurers harness objective health data for robust wellness programs,” said Amanda Ingram, Proposition & Ecosystem Manager at Sapiens International Corporation. “Through seamless integration, we drive straight-through processing and elevate premium rating by leveraging remote, real-time health monitoring. This transformative partnership not only optimizes the underwriting processes but also empowers the insurer to assess risk more accurately and bolster preventive measures.”

Hold on, there is more, considering we still haven’t discussed the partnership’s potential in the context of enhancing efficacy of wellness programs. This it will likely achieve by aiming for greater engagement and adherence across the board.

Turning our attention to Sapiens for a second, founded back in 1982, the company has risen up the ranks by enabling both financial and insurance businesses to become more digital, innovative, and agile. At present, Sapiens provides services pertaining to reinsurance, financial & compliance, data & analytics, digital, and decision management, and more. These services, in turn, are directed towards fulfilling the needs of insurers across property & casualty, workers’ compensation and life insurance markets. The company’s excellence in what it does can also be understood once you consider it already has more than 600 customers in the books, customers that are spread in over 30 different countries worldwide. Making Sapiens’ case even stronger is the company’s long list of laurels that include a Celent XCelent award, Life, 2023, a Celent XCelent award, Property and Casualty, 2023, and recognition as Celent Luminary Solution for Global Ceded Reinsurance Solutions.

“We are extremely excited to partner with Sapiens, a leading player in the global insurtech sector. Sapiens’ strong presence will help boost our expansion in the insurance industry and provide their customers with seamless access to our solution. I look forward to a great partnership, for the benefit of the entire industry and its clients,” said David Maman, Co-Founder and CEO of

As for, we referred to its platform, but what didn’t touch on how the company’s ability to effectively transform your camera-equipped devices into biomarker monitoring solutions has successfully stitched together use cases across multiple fields. These fields happen are telemedicine, remote patient monitoring, primary care, personal and corporate wellness, preventive medicine, virtual trials, nursing homes, life insurance, in-car wellness, and many more. Boasting over 66% worth of engagement, and customer satisfaction in the excess of 55%, has already worked with various industry leaders, including Datos Health, Momentum, Elite Global Doctors, Generali, and CareOS etc.

When asked about’s proprietary technology, Clasina Van-Ditmar, a medical doctor at Elite Global Doctors, responded by saying:

“I personally believe it is a tool that not only gives medical professionals priceless information, it also provides the patient with a sense of trust and safety of their care. Currently we do live in an ever evolving world with constant technological advances, particularly in the health industry. Many colleagues are still afraid of these changes, but adding these new tools to our traditional experience will provide the best patient/traveler experience.”